body {
  font-family: Arial, sans-serif;
  background: #fafafa;
  margin: 0;
  padding: 0;
}

.terms-section {
  max-width: 900px;
  margin: 40px auto;
  padding: 0 20px;
}

.terms-section h1 {
  text-align: center;
  margin-bottom: 30px;
  color: #333;
}

/* Accordion */
.accordion .item {
  margin-bottom: 10px;
  border: 1px solid #ddd;
  border-radius: 6px;
  background: #fff;
}

.accordion-btn {
  background: #104f8d;
  color: white;
  cursor: pointer;
  padding: 15px;
  width: 100%;
  text-align: left;
  border: none;
  outline: none;
  font-size: 16px;
  font-weight: bold;
  border-radius: 6px;
}

.accordion-btn:hover {
  background: #005fa3;
}

.accordion-content {
  padding: 0 15px;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.accordion-content p {
  margin: 15px 0;
  color: #444;
  line-height: 1.6;
}